10 Meaningful Homemade Gift Ideas for a Frugal Family Christmas
If the thought of buying gifts this year for your mail carrier, babysitters, your child’s school teachers, coaches, piano teachers, Sunday School teachers, and every other special person that is involved with your family’s daily life astounds you, join the frustrated millions. This year, more than any other years in the past, our family is […]
5 Ways Never To Eat Plain Old Leftovers Again
If big family meals have been served in your house over the last several months, like me you’ve probably run out of ideas for polishing off the many dishes of leftovers piling up in the refrigerator. I am guilty of forcing my family to eat “deja vu meals”… those endless repeats of the same old […]
How An Organized Pantry Will Save You Money – Do It Now In 4 Easy Steps
I was on an organizing roll! I sat down with my recipes and planned my menu for a whole week. This is a good start. No more screeching tires, pulling into the convenience store to grab something, anything, quick for dinner. No more calls for pizza delivery because there is nothing planned for dinner. I […]
Save Money And Time – Shop The Net
Many folks believe that those giant brick-and-mortar stores offer the best value for your money. Yes, they are a convenient one-stop-shopping experience for most families. You only have time to make one stop, so you choose the biggest store you can find, right? You need to pick up a gallon of milk, but also need […]
10 Best Debt-Busting Holiday Strategies for 2008
By Cindy Morus, Creator of the Pay Debt Quickly System According to a Gallup poll, the average American family will spend $801 this year on Holiday gifts. Remember an average means that some people spend way more and some people spend a lot less. With economic times tough this year for most people, it’s a […]
Credit & Divorce
By Cindy Morus, Creator of the Pay Debt Quickly System Mary and Bill recently divorced. Their divorce decree stated that Bill would pay the balances on their three joint credit card accounts. Months later, after Bill neglected to pay off these accounts, all three creditors contacted Mary for payment. She referred them to the divorce […]
The PDQ Factor
By Cindy Morus, Creator of the Pay Debt Quickly System It’s just about the beginning of a brand new year: a time to set goals, make plans, and start afresh; a time to dream of making more money, having a more beautiful body, and experiencing more love. I can’t help you with your body or […]
3 Steps to Eliminating Debt
By Cindy Morus, Creator of the Pay Debt Quickly System Are you struggling with debt? I’ve been there (and it was a major cause of my divorce). This is information I wish I had known then. Step 1: Draw a Debt Picture Gather all your statements and enter your information in the Debt Payoff Info […]
What Do I Do if My Debt Payments Are Higher Than My Income?
By Cindy Morus, Creator of the Pay Debt Quickly System Question: I don’t know how to pay off my debt. My debts are more than the money I earn each month. What can I do? Answer: That’s a tough spot to be in. Let’s look at the scenario that your debts are higher than your […]
Stick With Your New Year’s Diet
Are you making another New Year’s resolution? Did you know that the average New Year’s dieter loses interest in her or his weight loss program by January 14th? Diets That Work Are you part of that statistic? It doesn’t have to be that way. The word diet really means to sustain life, not to lose […]
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