3 Steps to Eliminating Debt
By Cindy Morus, Creator of the Pay Debt Quickly System Are you struggling with debt? I’ve been there (and it was a major cause of my divorce). This is information I wish I had known then. Step 1: Draw a Debt Picture Gather all your statements and enter your information in the Debt Payoff Info […]
What Do I Do if My Debt Payments Are Higher Than My Income?
By Cindy Morus, Creator of the Pay Debt Quickly System Question: I don’t know how to pay off my debt. My debts are more than the money I earn each month. What can I do? Answer: That’s a tough spot to be in. Let’s look at the scenario that your debts are higher than your […]
25 Ways to Save Money In Your Household Budget
photo credit: Matt McGee Let’s face it times are tough economically, and we could all use ways to save a little green, giving us a little wiggle room in our budgets. As a long time keeper of the budget, I have always looked for ways to tweak my budget and use it to my advantage. […]
Credit Card Debt Reduction Circa 1992: Nothing Much Has Changed
I discovered treasure in the doctor’s office! As I was pawing through stacks of magazines to pass the time, I stumbled upon a vintage 1992 magazine. How fun! I had a grand time devouring the way-cool fashions (fussy), the amazing hairstyles (big), and the over-the-top recipes (high fructose). Then I came across an article about […]
How to Set up a Budget
Ah, the ever-so-fun subject of budgeting! (A little sarcasm never hurt anyone!) Well, as a stay-at-home mom one way to keep our sanity is to keep our spending under control. I know, I know, that sounds like an oxy-moron because budgeting can cause you to go insane if you don’t have a simple and easy […]