Direct Selling Home Office Deductions
Take The Home Office Deductions When Working From Home Working from home can be great fun. Though there are frustrating aspects of being self-employed, it is worth it in the end. You will feel great every time you look at what you’ve accomplished and remind yourself that you did it. Make sure that you are […]
Track Your Finances with a Bill Paying Schedule
Have you ever had to pay a late fee because you forgot a due date? Or ever “lost” a bill in a pile of papers on your desk? Or ever caused an overdraft in your checkbook because you neglected to enter an automatic debit payment? Many of the most frugal moms can sadly say yes, […]
Organizing your Finances
Finances are a piece of cake for some while others struggle forever with them. There are so many different ways you can organize your finances. Some may work for you while others don’t. Once you find a way that works, you should stick to it because you don’t want problems if you switch and it […]
Frugal Budgeting for Frugal Living
Budgeting is probably the most important part of living a frugal life. Yes, it’s boring, and yes, it does take up a fair amount of time. But, think of it this way, if you don’t write down a budget and stick to it, then how do you know that you’re not spending more than you’re […]
Successful Debt Reduction Strategies for Frugal Moms
Frugal moms know that one huge way to save money is, logically, to reduce the family’s debt. Having to pay out less money each month for credit card payments, medical bills, mortgages and other loans will allow you to spend more of your income on what you choose. It will also make your family more […]
12 Ways to Shave $100’s off Your Budget Every Month
1. Eliminate junk food such as cookies, snack cakes, etc. Your family will not only eat better and be healthier, but you’ll consume less calories and spend less on your food bill. Minimum Savings: $15 week x 4 weeks = $60 per month 2. Make your own coffee and take it with you every day […]
How to organize your Finances
Organizing your finances can be a difficult thing to do and it can add stress to your life if you don’t it. When you keep track of what bills are due with each check, how much you pay, and keep all your bills together, you will be well organized and feel better about everything. Here […]
10 Best Debt-Busting Holiday Strategies for 2008
By Cindy Morus, Creator of the Pay Debt Quickly System According to a Gallup poll, the average American family will spend $801 this year on Holiday gifts. Remember an average means that some people spend way more and some people spend a lot less. With economic times tough this year for most people, it’s a […]
Credit & Divorce
By Cindy Morus, Creator of the Pay Debt Quickly System Mary and Bill recently divorced. Their divorce decree stated that Bill would pay the balances on their three joint credit card accounts. Months later, after Bill neglected to pay off these accounts, all three creditors contacted Mary for payment. She referred them to the divorce […]
The PDQ Factor
By Cindy Morus, Creator of the Pay Debt Quickly System It’s just about the beginning of a brand new year: a time to set goals, make plans, and start afresh; a time to dream of making more money, having a more beautiful body, and experiencing more love. I can’t help you with your body or […]
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